Aaron Thomas wrote to Dr. What <=-
You'd think I'd get a discount as my car gets older.
I don't know for sure, but I think it has more to do with the crime in your region. (hit and runs, stolen cars, repair costs, etc)
I know it has to do with many factors. I only wish the insurance company would let me know those factors so that I could mitigate them.
Ex: A long time ago, I decided that my main car would be a pick up truck. GM had just come out with their non-boxy versions and I picked up a nice short box one. My insurance was really cheap. I held on to it for several years and then one year my insurance went WAY up.
Yet my truck was several years old. I had no accidents or tickets. I called to complain and ask for a reason.
The answer: They've been making your truck for several years, effectively unchanged. Your truck is worth much more now to thieves as a source of parts - which is impossible to track compared to something that has a VIN attached to it.
... A low yield atomic bomb is like being a bit pregnant.
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