Hello George Pope!

** On Friday 02.04.21 - 07:45, George Pope wrote to Daryl Stout:

Interesting; I learned that unrolled coins, yp to the value
of a half roll arre legal tender, but over that amount,
not,..

Have you just heard that, or do you know where that is stated?

My bank taff mentioned it; I'm not a trusting sort, so I looked up Canada's
Bak Act (1913, IIRC) & rewad it to find the truth -- yup, it's true per a
more recent updated Act.

I haven't heard such a thing. As a retailer, I need to "buy"
rolls of coins every once in a while. It would seem preposterous
if the reverse, to USE rolls of coins to "buy" something in
return wasn't legal tender. Infact, sometimes when I'm at the
bank to get rolls, the teller that I would be in front of me
would shout out to another teller that they "need to BUY some
rolls.." of something. So, they are buying and selling full
rolls amongst themselves, and then duplicating the same thing
with me.

Oh, rolls are legal tender, but UNROLLED coins, over half a roll's amounmt
for that denomination, are not required to be accepted (ceretainly any
retailer can accept anything including buttons as payment.

If a customer presents twenty loose pennies as part of their payment, you're legally obliged to treat it as a fair & legal payment, the same as with a $5 bill.

Furthermore, every deposit costs me about a $2 fee. If I could
not return that favour with a roll of nickles I would be
outraged.

Oh, the rolls are legal tender.

..go to back of line & repeat with same set of loose, mixed
coins! Until I get a "paid in full" receipt.

But, nahh. . . I was going to keep going back to get my 25c
of pennies changed to a quarter, at a time, at the bank,
but one took pity on me, seeing I had a bag of about $10
worth, & rolled them up for me in one transaction. (didn't
legally have to accept more than 25)

I don't understand the anathema towards rolled coins to complete
a purchase/sale, but not a lessor amount of loose coins. Maybe
it has someting to with not trusting the general public that
there are actually the full amount of coins in those rolls? But
if a teller at the bank "sells" you a roll after you "pay" with
bills, then they are to be trusted just because they are bank
tellers and you are not?

No anathema toward rolls to my knowledge/observation. Some grocery stores weigh the roll to compare the total grams to a known weight for that denonimation.

No doubt they've had people bring in 47c rolls of pennies too often.

My bank takes my deposit & puts it into a ZipLok with deposit slip(identifies me); if I was consistently shorting them, they'd just take the short from my account &, if it was a chronic problem, possibly sic the cops on me for fraud/theft. No worries, when I give a roll of cents, it's always got 50
coins in it!

A roll of American coins must be treated as currency a far as exchange rates
go (loose coins do not); the US banks simply refuse Canadian coins, as a general rule, except in cross-border shopping towns.

Now for some ObJokes to keep this thread on topic:

I needed a place to keep my USDA inspected chicken strip
So I bought a wallet

Now my legal tender is safe

-=-
A Chinese guy in the U.S. goes to exchange his currency.
He exchanges C¥10,000 and gets US$1,500.

The next day, he exchanges another C¥10,000, but gets only US$1,499. He asks why.

The exchange clerk says, “Fluctuations.”

The Chinese guy is shocked for a moment, and yells back, “Fluctuamelicans, too!”

-=-
Q: What kind of currency do astronauts use?
A: Starbucks #sorrynotsorry

-=-
Superman lost all of his money in one evening on a digital currency scheme
It was his crypto night.

-=-
I had to throw out all of my danish currency
I didn't wanna catch the Kronervirus

-=-
Every single currency in this world is just an illusion, a social construct
but Brazil's real.

-=-
What would you do if all US currency turned in to cheese?
Personally I'd just start using a swiss bank

Your friend,

<+]:{)}
Cyberpope, Bishop of ROM
--- SBBSecho 3.14-Linux
* Origin: The Rusty MailBox - Penticton, BC Canada (1:153/757.2)

George,

Now for some ObJokes to keep this thread on topic:

I needed a place to keep my USDA inspected chicken strip
So I bought a wallet

Now my legal tender is safe

There is an organization that uses the same USDA acronym,
but it stands for United Square Dancers of America. :)

The exchange clerk says, “Fluctuations.”

The Chinese guy is shocked for a moment, and yells back,
“Fluctuamelicans, too!”

Or they're wondering where the guy was in the military...as
he was put in charge of supplies. Suddenly, he appears out of
nowhere, and shouts "Supplies!!" <G>

-=-
Q: What kind of currency do astronauts use?
A: Starbucks #sorrynotsorry

Put that in your Java and drink it. <G>

-=-
Superman lost all of his money in one evening on a digital currency
scheme It was his crypto night.

That's what he gets for going down Lois' Lane. <G>

-=-
What would you do if all US currency turned in to cheese?
Personally I'd just start using a swiss bank

Might as well.

Daryl

... If the bathtub leaks, does the bathroom sink??
=== MultiMail/Win v0.52
--- SBBSecho 3.14-Win32
* Origin: The Thunderbolt BBS - tbolt.synchro.net (1:19/33)

Hello George!

** On Sunday 04.04.21 - 09:19, youu wrote:

My bank taff mentioned it; I'm not a trusting sort, so I
looked up Canada's Bak Act (1913, IIRC) & rewad it to find
the truth -- yup, it's true per a more recent updated Act.

I too recall something to that effect. It sounds ludicrous
though. That's the sort of thing that would encourage me to use
crypto and bypass the heavy-weight Bank of Canada.

Oh, rolls are legal tender, but UNROLLED coins, over half a
roll's amounmt for that denomination, are not required to
be accepted (ceretainly any retailer can accept anything
including buttons as payment.

I misunderstood. Sorry. Ok... so if "buy" a roll of coins from
the teller, unwrap it, and find a shortage, then I can't "sell"
them the "loose" coins and get my bills back? :/

If a customer presents twenty loose pennies as part of
their payment, you're legally obliged to treat it as a fair
& legal payment, the same as with a $5 bill.

I think our $5 bills will be with us for a long time. And..
considering that we have 3 concurrent designs of the $10 bill
floating around, I don't see bills going out of fashion any time
soon.

I have a handful of pennies, but not enough to produce a roll.

No anathema toward rolls to my knowledge/observation. Some
grocery stores weigh the roll to compare the total grams to
a known weight for that denonimation.

When I first started operating my shop and needed to visit the
bank to get coins, the bank was shorting me! I'd often find a
nickle or two as a "spacer" in a roll of quarters, or I would
find a short in a loonie or toonie roll. Pissed me off. As the
teller would hand over the yet-unverified-rolls to me, they
would scratch out the user account number to which that roll was
associated. Then, after I left the bank and started to count the
contents, that's when I would discover the shortage. But with
the numbers obliterated, the bank didn't have any idea who would
have done that.

I told them that they should NOT be scratching out the numbers!
But... I found out that they were lazy, and the scratching-out
was their way to lie as if they had verified the contents of the
roll. In otherwords, they were handing me UNVERIFIED rolls of
coins. As tellers, they were supposed to quickly unroll and
count the contents - when they were less busy.

That is when I decided to buy a small portable pocket scale. I
took that with me to the bank and weighed the rolls when they
were handed over to me. I could easily tell what range a valid
count of coins would be. I held up the line a little because of
that, but I didn't care.

My bank takes my deposit & puts it into a ZipLok with
deposit slip(identifies me); if I was consistently shorting
them, they'd just take the short from my account &, if it
was a chronic problem, possibly sic the cops on me for
fraud/theft. No worries, when I give a roll of cents, it's
always got 50 coins in it!

My bank was probably attempting to do the same thing by virtue
of writing the depositor's account number on the submitted
rolls. But it is those same rolls that they simply gave to ME,
apparently not counted and not verified beforehand.

A roll of American coins must be treated as currency a far
as exchange rates go (loose coins do not); the US banks
simply refuse Canadian coins, as a general rule, except in
cross-border shopping towns.

My bank does not accept *any* US coins, rolled or not. I may
get the odd US quarter dime or nickle in a roll of Canadian
coins though.

-=-
Every single currency in this world is just an illusion, a social construct but Brazil's real.

I don't get that one.


--
../|ug

--- OpenXP 5.0.49
* Origin: (1:396/45.29)

Hello George!

** On Sunday 04.04.21 - 09:19, youu wrote:

My bank taff mentioned it; I'm not a trusting sort, so I
looked up Canada's Bak Act (1913, IIRC) & rewad it to find
the truth -- yup, it's true per a more recent updated Act.

I too recall something to that effect. It sounds ludicrous
though. That's the sort of thing that would encourage me to use
crypto and bypass the heavy-weight Bank of Canada.

But crypto is not as universally accepted/used.

Oh, rolls are legal tender, but UNROLLED coins, over half a
roll's amounmt for that denomination, are not required to
be accepted (ceretainly any retailer can accept anything
including buttons as payment.

I misunderstood. Sorry. Ok... so if "buy" a roll of coins from
the teller, unwrap it, and find a shortage, then I can't "sell"
them the "loose" coins and get my bills back? :/

That's different, in my non-lawyer opinion: you're simply reporting an error
& asking them to correct it. Ideal would be to do it at the counter so everything is caught on camera. Bring a small postal(gram) scale; have a
list with you of how much each roll should weigh. Do it all at the counter.

I receive, say 20X$10 bills & 20X$5 bills -- Iu expect these to be counted
out to me in front of me so I can confim I got the right amount.

Coins should be the same. If their rolls do not have the right number on
them to certify their being verified (or direct from Central Bank of Canada), you have every right to determine/prove you received the amount of money as
on the trabsaction slip.

If a customer presents twenty loose pennies as part of
their payment, you're legally obliged to treat it as a fair
& legal payment, the same as with a $5 bill.

I think our $5 bills will be with us for a long time. And..
considering that we have 3 concurrent designs of the $10 bill
floating around, I don't see bills going out of fashion any time
soon.

The new bankbnotes are certainly good to last a long time.

The old paper/cotton ones are being phased out(burnt) but remnain leal tender forever.

Soon enough paper 50s & 100s will be universally rejected, except at
banks(not credit unions, who are not bound by the Bank Act)

I used to jhocularly ay I got a sneak peek at the new Cdn $5 coin, then I'd show a pic of a US nickel! I don't do that any more, because for a long while our $4 was significantly higher.

I have a handful of pennies, but not enough to produce a roll.

Keep em for gits & shiggles.

> When I first started operating my shop and needed to visit the

bank to get coins, the bank was shorting me! I'd often find a
nickle or two as a "spacer" in a roll of quarters, or I would
find a short in a loonie or toonie roll. Pissed me off. As the
teller would hand over the yet-unverified-rolls to me, they
would scratch out the user account number to which that roll was
associated. Then, after I left the bank and started to count the
contents, that's when I would discover the shortage. But with
the numbers obliterated, the bank didn't have any idea who would
have done that.

Fair enough; you had due cause not to trust this bank.

I told them that they should NOT be scratching out the numbers!
But... I found out that they were lazy, and the scratching-out
was their way to lie as if they had verified the contents of the
roll. In otherwords, they were handing me UNVERIFIED rolls of
coins. As tellers, they were supposed to quickly unroll and
count the contents - when they were less busy.

Contact a federal ombudsmnan & report them -- this defies the Bank Act, I'd wager.

That is when I decided to buy a small portable pocket scale. I
took that with me to the bank and weighed the rolls when they
were handed over to me. I could easily tell what range a valid
count of coins would be. I held up the line a little because of
that, but I didn't care.

Smart man! I used to have that ol' Canadianguilt, too, as I'd h old up linles to verify a price, especially when Scanning Ciode Of Practice medant they had to give me the first iten free & the rest at the correct, lower, price.

I realized I'm doing every shopper there a favour by holding the store accountable to the policy they signed onto.

I'd poit out,m loudly, if needed, that __I__ was not holding up the line -- tyhecashier was &/or store policy. At my former Safeway, the checkout manager had instructed all staf to approve everything under $10 without involving him (look at the request & use common sense, of course!)

You're allowed up to $10 on the SCOP per UPC mispriced in the system.

I got 16 $5 cherry pies for free (one a day) until they finally fixed the
SKU.

My bank was probably attempting to do the same thing by virtue
of writing the depositor's account number on the submitted
rolls. But it is those same rolls that they simply gave to ME,
apparently not counted and not verified beforehand.

Don't accept this. YOU are the customer & it is YOUR money, not theirs.

A roll of American coins must be treated as currency a far
as exchange rates go (loose coins do not); the US banks
simply refuse Canadian coins, as a general rule, except in
cross-border shopping towns.

My bank does not accept *any* US coins, rolled or not. I may
get the odd US quarter dime or nickle in a roll of Canadian
coins though.

Some are like thgat & that as far as I've determined, is legal (the Bank Act only relates to Cdn legal tender & chartered banks)

-=-
Every single currency in this world is just an illusion, a social construct but Brazil's real.

I don't get that one.

One of Brazil's currencies(former, perhaps) is the Réal. One real
(R$1.00BRL) is currently $0.22CAD.

Your friend,

<+]:{)}
Cyberpope, Bishop of ROM
--- SBBSecho 3.14-Linux
* Origin: The Rusty MailBox - Penticton, BC Canada (1:153/757.2)

Hello George!

...I used to have that ol' Canadianguilt, too, as I'd h old
up linles to verify a price, especially when Scanning Ciode
Of Practice medant they had to give me the first iten free
& the rest at the correct, lower, price.

At the local Nofrills it is nearly impossible to see what they
enter at the register as the item is scanned. As you are
unloading the cart at the beginning of the conveyour belt, the
cashier is already punching in numbers. To make it worse, the
weight of fruits and vegs are in LBS in the store, but in KG on
the receipt, so you can't match the 99cents/LB that you saw for
apples, for example.

The only opportunity you have to check a few things is when you
have the receipt in hand. BUT, they've started NOT to give the
receipt unless you ask for it!

You're allowed up to $10 on the SCOP per UPC mispriced in
the system.

I got 16 $5 cherry pies for free (one a day) until they
finally fixed the SKU.

I took advantage of a misspriced item a couple years ago. It was
a jar of Coconut oil. It was over $20 on the receipt! But it
was only $9 on the shelf label. I only noticed the over-charge
when I got home. I went right back the same night. After they
verified the discrepency, I was repaid 100%, and got the jar for
free.

Every single currency in this world is just an illusion,
a social construct but Brazil's real.

I don't get that one.

One of Brazil's currencies(former, perhaps) is the Réal. One real (R$1.00BRL) is currently $0.22CAD.

Ah.. I was not aware of the "Real". Now that's FUNNY. Thanks.

--
../|ug

--- OpenXP 5.0.49
* Origin: (1:396/45.29)

Hello George!

[re: coins rolled vs loose]

..That's the sort of thing that would encourage me to use
crypto and bypass the heavy-weight Bank of Canada.

But crypto is not as universally accepted/used.

Its acceptance is gaining, fast.

Just look at:

https://coinatmradar.com/charts/top-operators/canada/

I personnally like the sound of:

https://bitpay.com/card/

This is also pretty cool:

https://www.cnbc.com/select/visa-backs-first-credit-card-to- offer-bitcoin-rewards/

..so, instead of stupid "points", you get bitcoin.

Also, this older article:

https://www.investopedia.com/mastercard-will-begin- facilitating-cryptocurrency-transactions-in-2021-5112531

--
../|ug

--- OpenXP 5.0.49
* Origin: (1:396/45.29)

Hello George!

[re: coins rolled vs loose]

..That's the sort of thing that would encourage me to use
crypto and bypass the heavy-weight Bank of Canada.

But crypto is not as universally accepted/used.

Its acceptance is gaining, fast.

Just look at:

https://coinatmradar.com/charts/top-operators/canada/

I personnally like the sound of:

https://bitpay.com/card/

This is also pretty cool:

https://www.cnbc.com/select/visa-backs-first-credit-card-to- offer-bitcoin-rewards/

..so, instead of stupid "points", you get bitcoin.

Also, this older article:

https://www.investopedia.com/mastercard-will-begin- facilitating-cryptocurrency-transactions-in-2021-5112531

--
../|ug

--- OpenXP 5.0.49
* Origin: (1:396/45.29)

Your friend,

<+]:{)}
Cyberpope, Bishop of ROM
--- SBBSecho 3.14-Linux
* Origin: The Rusty MailBox - Penticton, BC Canada (1:153/757.2)

George,

There is an organization that uses the same USDA acronym,
but it stands for United Square Dancers of America. :)

Either way, the backwoods bars have them stripping while dancing. . .

That may only be at some of the "after parties". :P

I try to avoid Staryucks, except for their pumpkin spice frappe in
fall, if the medium is still near $5. . .

I never cared for Starbucks. If you want to see something funny,
search YouTube for Peanut Jeff Dunham Starbuck's.

That's what he gets for going down Lois' Lane. <G>

So long as it was consensual. . .

I wonder if he did rang Lana's dana ding dong?

She thought he was a Super Man. <G>

... If the bathtub leaks, does the bathroom sink??

You might be in over your head here. . .

Yeah, when the bathtub water starts churning, I turn green. :P

Q: Why did the Amazon package wake up in a bathtub full of ice?
A: Because it was de-livered.

Why did they want liver removed??

When you buy a bigger bathtub....
.....you have more bath room, but less bathroom.

Six of one, half dozen of the other.

Buckets are pathetic compared to bathtubs
In fact they pail in comparison

When I kick the bucket, I end up with a stubbed toe.

Swimming pools are just chlorified bathtubs....
It might not quite work out in english, but it got stuck in my head - chlorine being used in pools, which are glorified bathtubs....

Some still skinny dip in them, or use them as a porta-potty.

I dropped my phone in the bathtub.
Now it's syncing.

Better immerse it in rice to dry it out.

Daryl

... Hot coffee and cold pizza -- the breakfast of champions!!
=== MultiMail/Win v0.52
--- SBBSecho 3.13-Win32
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